Visa Advanced Authorisation +
Visa Risk Manager
Achieve better authorisation performance by combining the real-time insights of Visa Advanced Authorisation and customer risk strategies through Visa Risk Manager.
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Visa Advanced Authorisation and Visa Risk Manager
Comprehensive, AI-powered fraud risk management.
Intelligent transaction security
With speed and simplicity of implementation, Visa Advanced Authorization and Visa Risk Manager are two powerful products that work together or separately to give global issuers integrated, comprehensive fraud risk management. Today more than 8,000 global financial institutions are already using these solutions to help identify and prevent fraud.
Visa Advanced Authorisation +
Visa Advanced Authorisation
Provides global issuers with a sophisticated in-flight risk scoring, for more targeted and better-informed authorisation decisions.
Simple-to-use risk score
Provides a real-time risk score to help identify good and bad transactions across VisaNet
Global insights from VisaNet
Harnesses Visa’s global data and perspective of fraud
Holistic customer views
Uses a 2-year data profile of account history
Visa AI
platform
Utilises cloud-based fraud risk models using best-in-class machine learning technology
How Visa Advanced Authorisation helps
Visa Risk Manager
Leverages the real-time insights of Visa Advanced Authorization and puts them into action. Visa Risk Manager is a web-based suite of tools providing issuers with control and flexibility to manage their risk strategies and risk tolerance. Taps into the power of VisaNet to provide better control of the risk associated with your portfolio using an easily accessible web-based UI 24/7.
Superior customer experience
Gives you the confidence to decline the highest risk transactions, increasing customer loyalty, spend and payment volume.
Key components of Visa Risk Manager
Rules manager
Create, test and publish custom strategies using web interface
Case manager
Flag transactions for further review and analysis
Account management
Create rules for specific card accounts, manage whitelists and blacklists
Report generation
Track account activity, learn from previous transactions and manage the performance of rules
Client success stories
With over 60 years of payments expertise, we apply our advanced technologies and data-driven approach to help businesses thrive. Our authorisation solutions help you reduce fraud, increase approvals and provide the best cardholder experience.
MARK DABS, INVESTEC – SOUTH AFRICA
Helping Investec optimise fraud risk management
Watch the video to learn how Visa Advanced Authorization and Visa Risk Manager helped Investec enhance its risk scoring, rules management and fraud detection capabilities.
Improving authorisation performance
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VRM enabled us to shift from a reactive management capability to proactive prevention. It’s transformed the customer experience and had a business impact in terms of savings.
— Jan Domaradsk, Senior Fraud Strategy Risk Management Professional at Abu Dhabi Commercial Bank
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The offering that we received from Visa was a comprehensive tool that did not require a long lead time to implement.
— Wayne Cutting, Head of Fraud Risk Management at Abu Dhabi Commercial Bank
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It’s allowed us to stop a lot of compromises, detect a lot of fraud but more importantly let a lot of transactions go that are legit.
— Senzosenkosi Nsibande, Head of Fraud Operations FNB – South Africa
Resources
Explore additional information about Visa’s authorisation solutions.
Leverage the power of VisaNet
Visa Advanced Authorization helps you analyse each transaction in near real-time³ against hundreds of fraud detectors and risk attributes so that valid purchases go through – and your business keeps growing.
Watch the video to learn about this sophisticated risk score
Approve more good transactions
Utilizes cloud-based fraud risk models using machine learning technology to empower issuers to increase approval rates while reducing fraud.
Watch the video to learn how Visa Advanced Authorization helps drive business growth
Reduce false declines
A Latin American issuer reduced its false decline count by 90% after optimising authorisation performance with Visa Advanced Authorization and Visa Risk Manager.
Improve fraud detection
A top commercial bank in the EU improved fraud detection and reduced fraud volume with Visa Advanced Authorization while maintaining their target false positive rate.
Boost growth
Protect card-not-present (CNP) transactions and amplify eCommerce growth with Visa Risk Manager with Visa Advanced Authorization.
- 1 VisaNet data in annual fraud from July 2022 to June 2023.
- 2 VisaNet unique attributes evaluated.
- 3 Near real-time performance depends on many factors, such as stability of the client network, system load, processing speed, etc.